Does my Oklahoma personal car insurance cover a rental car?

Does my car insurance cover a rental car while I’m on vacation? This is one of the most common questions we get at our office. There are very few “yes” or “no” answers to insurance questions, but this one comes pretty close. Here is the disclaimer: You should always check with your insurance agent or carrier for any specific coverage questions. After all, this is a blog, not an insurance contract.

How are you going to pay your insurance deductible?

Unfortunately, most Americans have less than $1,000 in savings, according to a survey by Google Consumer Survey for personal finance website GOBankingRates. Many will read “insurance deductible” and immediately think about their health insurance.

10 steps of an Oklahoma Car Insurance Claim

If you haven’t had an Oklahoma car insurance claim, consider yourself lucky. Or overdue. If you got your driver’s license at age 16, odds are you’ll be in a car accident by the time your 34, at the latest. In…

Can you trust an insurance agent?

Here are some common statements I have heard from people as an insurance agent. “My neighbor told me I am paying too much for my insurance.” “My car insurance premiums should go down as my car gets older?” “My insurance…

Sending your kid off to college this fall?

You will be spending thousands of dollars for the college education of your kids. Your college student will be taking thousands of dollars worth of “stuff” to college too. Is it insured? Is there such a thing as college student…

Should I keep my car after a total loss?

If you are in an auto accident, statistics say it will likely be a fender-bender. But even minor damage to your car could be enough for the insurance company to deem it a total-loss. What does the insurance company do…

Is your subcontractor really an employee?

Do you have a subcontractor or employee? Companies in the construction industry will often hire “subcontractors” and classify them as independent contractors. This is usually for tax purposes. For the purpose of workers’ compensation insurance whether a person is a…

Are impact resistant shingles worth it in Oklahoma?

Can hail resistant shingles (also known as impact resistant or UL-4) lower my home insurance costs in Oklahoma?  Absolutely! Having hail resistant shingles can help with your insurance costs in multiple ways. A properly installed roof system dramatically improve the…

Adding a teenage driver to your Oklahoma auto insurance?

Adding a teenage driver to your Oklahoma auto insurance? Weren’t you were just helping them learn long division? Didn’t you just teach them to ride their bicycle? Time flies… Your baby is getting a driver’s license! It’s very exciting for…

What happens when the honeymoon is over?

A relationship has an interesting evolution. Usually two people have decided to make a commitment to each other at some level. Most of the focus during the beginning is on the positive qualities of the other. The honeymoon is that…

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