Home insurance in Oklahoma is expensive! It is natural to gravitate to the least expensive policy available. Since your home is your most valuable asset, you should take some time to make a thoughtful decision.
Which company is the “best” for home insurance in Oklahoma? Every insurance company prices their policies in different ways. The company that’s the cheapest for one person may not be the cheapest for their neighbor. From hailstorms to wildfires to earthquakes, Oklahoma homeowners face almost every possible risk that can damage a home. A quick internet search brought up this opinion of the 3 best Oklahoma Home Insurance companies. There are dozens of home insurance companies though. I have been an insurance agent in Edmond since 2001. The biggest difference between insurance companies I have found is the agents and agencies which represent them.
Here are a few things to look for when shopping:
Are you getting an insurance proposal from a company that has an agent’s office you can go to if you needed to meet face to face?
Are you being asked questions which help you reveal your unique insurance needs by the person quoting your business? This is important. If you are only asked how much insurance you want, you’re doing their job.
Are you given multiple coverage and deductible options as well as strategies to help reduce your insurance claim costs?
Independent agencies can provide quotes from multiple carriers, but they cannot offer quotes from major carriers such as Farmers Insurance, State Farm, etc. Major carriers are “major” for a reason. I point this out only as a reminder that the relationship with the agent and agency staff will most likely have a big impact on your overall satisfaction with your policies.
The information contained in this page is provided for general informational purposes only. The information is not meant as professional or expert advice, and any reliance you place on such information is therefore strictly at your own risk.